Clearing Up Differences Between Saving and Investing

Thanks to uncertainty in the economy and stock market, savings rates are up and investing rates are down.

Which is another way of saying investors are more concerned with a fixed, but virtually certain, rate of return and less willing to risk a loss.

This is the difference between saving and investing. It is an important distinction because too often investors expect they will only make money.

The risk of loss should equal the chance of gain.

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